Farmers are the backbone of the American economy. They produce the food and fiber that we all rely on, and they play a vital role in our society. That’s why it’s so important to make sure that they have access to the resources they need, including guaranteed farm loans. In …

If you’re a business owner in need of some extra cash, a 504 loan might be the perfect option for you. This type of loan is designed to help businesses grow and expand, and it comes with some great benefits. In this blog post, we will discuss what a 504 …

Company’s assets are the sum of all the things they own. This includes cash, investments, property, inventory, and equipment. Every company needs to track its assets so it can make informed decisions and stay solvent. The Net Book Value or NBV is the record that a company keeps of its …

Companies incur various costs when producing their products or services. Companies must assign these costs to those items to calculate profits from them. However, this process may not be as straightforward. Sometimes, companies must also allocate common costs to various objects to establish the cost incurred on those items. For …

Ratios are used by analysts to measure a company’s financial performance and health. There are many different types of ratios, but the most common is debt to asset, debt to equity, and debt to capital. These ratios give investors an idea of how much leverage a company is using, and …

If you’re looking for the best business credit cards with no annual fee, look no further. We’ve compiled a list of the top cards that don’t charge an annual fee, so you can save money and focus on your business. These cards offer great rewards and benefits, so you can …

Do you need to calculate credit risk for a business loan or line of credit? Are you curious about what goes into this calculation? In this step-by-step guide, we will teach you how to do just that! We will cover everything from the basics of credit scoring to more complex …

Counterparty credit risk is a type of risk that arises when one party to a financial contract fails to meet its contractual obligations. This can happen when the other party to the contract is unable to repay its debt, or when it becomes insolvent. In order to protect themselves from …

Do you know what a credit risk officer is? If not, don’t worry. A credit risk officer is a relatively unknown profession, but they play an important role in the financial sector. This article will explain who credit risk officers are and what they do. Who is a credit risk …

If you’re a business owner, then you know that credit risk mitigation is essential to your success. But what is it, exactly? Credit risk mitigation is the process of reducing or eliminating the potential risks associated with extending credit to customers. By implementing sound risk management practices, you can protect …