Category: PERSONAL FINANCE

What Is a Circuit Breaker in Trading?

If you’re familiar with the stock market, then you’ve probably heard of circuit breakers. But what are they, and what do they do? A circuit breaker is a mechanism used by exchanges to prevent panic selling. When the stock market falls too quickly, a circuit breaker will halt trading for …

What are Exchange-Traded Funds (ETFs)?

If you’re looking for a low-cost, diversified way to invest your money, you should consider exchange-traded funds (ETFs). ETFs are a type of fund that trades on an exchange like stocks. This means that you can buy and sell them throughout the day. ETFs offer a number of advantages over …

The Average Stock Market Return: What You Need to Know

Do you invest in the stock market? If so, it’s important to know what the average stock market return is. This will help you make informed investment decisions and ensure that your portfolio is generating adequate returns. In this blog post, we will discuss the historical average stock market return …

Trading Halt: What You Need to Know

A trading halt is a temporary suspension of trading on a security or securities. Trading halts can be issued by exchanges, the SEC, or FINRA. They are put into place to protect investors and maintain fair and orderly markets. In this blog post, we will discuss the different reasons why …

What Is Overdraft Protection and Do You Need It?

You may have heard of overdraft protection before, but you’re not quite sure what it is. In essence, overdraft protection is a service that your bank can offer that will protect you from having insufficient funds in your account. This can be a great service to have if you tend …

Penny Stocks: What You Need to Know

If you’re like most people, you have probably heard about penny stocks but don’t know much about them. In this blog post, we will discuss what penny stocks are, how they work, and why you might want to consider investing in them. We will also dispel some of the myths …

What is Credit Monitoring and Why You Should Care

What is credit monitoring? This is a question that a lot of people don’t know the answer to. Credit monitoring is the process of tracking your credit score and reporting on a regular basis. It’s important to keep an eye on your credit score because it can affect your ability …

How Does Refinancing Affect Your Credit Score?

When you are in the market for a new car, mortgage, or personal loan, your credit score is one of the most important factors that lenders will look at. Your credit score is a measure of how risky it is to lend money to you. A high credit score means …