Have you ever received a medical bill that was much higher than you expected? You’re not alone. In fact, medical bills are one of the leading causes of debt in America. And if you don’t pay your medical bills on time, it can negatively affect your credit score. In this …

If you’re thinking about adding an authorized user to your credit card account, you should know that it can help or hurt your credit score. An authorized user is someone who is not the primary account holder but has been added to the account to help the primary cardholder build …

If you’re a business owner, then you know that credit is important. But what many people don’t realize is that your business has its own credit score, just like an individual does. This score impacts your ability to get loans, lines of credit, and other financings for your business. In …

When it comes to your credit, it’s important to understand the difference between your credit score and your credit report. Your credit score is a three-digit number that reflects your overall credit health and is used by lenders when you apply for a loan or a mortgage. Your credit report, …

A credit inquiry is a request by a lender or other company to review your credit history. This is usually done when you are applying for a loan, credit card, or other types of financing. When you apply for new credit, the lender will check your credit score and credit …

A credit report is a document that lists all of the credit accounts that you have open, as well as your payment history on those accounts. This information is used by lenders and other businesses to determine your credit score. Your credit score is a number that reflects how likely …

Identity theft is a huge problem in the United States. Every year, millions of people have their identities stolen. This can result in financial ruin and a lot of stress. If you want to protect yourself from identity theft, then you need to take steps to protect your credit. In …

If you’re looking to build good credit, you’ll need to know about the three main credit bureaus – Experian, Equifax, and TransUnion. These agencies keep track of your credit history and score and play a big role in determining your eligibility for loans, mortgages, and other types of credit. In …

What is a 590 credit score? This is a question that a lot of people are asking these days. A 590 credit score is considered to be a “fair” credit score. It’s not great, but it’s also not terrible. If you have a 590 credit score, you’ll likely be able …

When it comes to your credit score, there are a lot of things that go into determining it. One of the most important factors is your credit mix. What is a credit mix? It’s simply the different types of credit accounts that you have open. Your credit mix is important …