Category: PERSONAL FINANCE

Who Gives Mortgages for Mobile Homes?

If you’re in the market for a mortgage and you own a mobile home, you may be wondering who offers these loans. Unfortunately, not many lenders offer mortgages for mobile homes. This is because mobile homes are seen as a higher risk by lenders since they often depreciate in value …

Your Credit Card Application Was Declined: Here’s Why

Credit card applications can be declined for a number of reasons. Sometimes, it’s because you don’t have enough credit history. Other times, it might be because you have too much debt. In this blog post, we will discuss the most common reasons why credit card applications are declined. We will …

Savings Accounts: Taxed or Not?

There is a lot of debate surrounding the taxation of savings accounts. Are they taxed? Or are they not taxed? The answer to this question is not as straightforward as you might think. In this blog post, we will explore the different aspects of savings account taxation and help you …

How Much Insurance Discount Do You Get for Driver’s Ed?

Driver’s education is an important step in becoming a safe driver. It can also lead to discounts on your car insurance policy. Most states offer a discount for completing a driver’s education program. How much of a discount you receive will depend on your state and the insurance company you …

Which Credit Card is Best for Cashback?

There are a lot of different factors to consider when choosing a credit card. One of the most important decisions is which type of card is best for you. Do you want a card that offers points or miles? Or maybe one that gives you cash back on your purchases? …

What Is a Mortgage Maturity Date?

A mortgage maturity date is the final day that a loan must be repaid in full. This date is set when the loan is originated, and it can vary depending on the terms of the agreement. On this day, the borrower must pay off the entire balance of the loan …

Is Becoming a Landlord a Good Investment?

There is no doubt that becoming a landlord can be a very profitable investment. However, it is not without its risks. In this blog post, we will explore the pros and cons of investing in rental property. We will also discuss how to maximize your profits and minimize your risks. …

How Much Savings You Need to Retire

How much money do you need to retire? This is a question that many people are asking as they near retirement age. The answer depends on a number of factors, including how much money you currently have saved and how much you plan to spend each year in retirement. In …

How to Calculate Payment on an Amortized Loan

If you have ever taken out a loan, you have probably amortized it. But what does that mean? Amortization is the process of paying off a loan over time through regular payments. This can be done with a mortgage, car loan, or any other type of loan. In this blog …