Author: Maria Deneuve

How Much Can I Borrow with a 680 Credit Score?

A 680 credit score is considered a “good” credit score. This means that you should be able to get approved for most types of loans and lines of credit. However, the amount you can borrow will vary depending on the lender you go through and the type of loan you …

Predatory Lending: How to Avoid Becoming a Victim

If you’re like most people, you have probably heard the term “predatory lending” but aren’t quite sure what it means. Predatory lending is when a lender takes advantage of a borrower by offering them a loan that they cannot afford to repay. This can lead to serious financial troubles for …

Student Debt: How to Tackle This Growing Issue

Student debt is a growing issue in the United States. In fact, student loan debt has now surpassed credit card debt and auto loans. This is a major problem, and it’s important to understand the different ways to tackle this issue. In this blog post, we will discuss some of …

Payday Loans: What You Need to Know

When you are in a bind and need some quick cash, a payday loan may be the solution for you. This type of loan is a short-term, unsecured loan that is designed to help people cover unexpected expenses. However, before you take out a payday loan, there are some things …

740 Credit Score: What Does It Mean for You?

A credit score is a number that represents your credit worthiness. It is based on information in your credit reports, such as payment history, total debt, and length of credit history. Your credit score can affect many aspects of your life, such as how much you pay for car insurance …

Federal Direct Parent Loan: What You Need to Know

If you are the parent of a college student, you may be eligible for a Federal Direct Parent Loan. This loan is designed to help parents pay for their child’s education. In this blog post, we will discuss all of the details of the Federal Direct Parent Loan program, including …

How Much Can You Get in Student Loans

Student loans are an important part of paying for college. They can help you cover the cost of tuition, room and board, and other expenses. But how much can you get in student loans? And what are the best ways to use them? In this guide, we will answer all …

Notional Principal Contract Tax Treatment

Notional principal contracts (NPCs) are a type of derivative contract that allow two parties to exchange payments based on the changes in an underlying asset. The IRS has specific rules in place for the taxation of NPCs, and it’s important to understand how they are treated in order to make …

Perkins Loans: What You Need to Know

Perkins Loans are a great way to finance your education. They offer low interest rates and flexible repayment options. But there are some things you need to know before you apply for a Perkins Loan. In this blog post, we will discuss the basics of Perkins Loans, including who is …