Category: PERSONAL FINANCE

The Differences Between a Mortgage and a Loan

A mortgage is a loan that allows people to buy a house. On the other hand, a loan can be used for many things, such as paying off debt or buying something expensive.  Mortgages are typically for a longer period of time, such as 30 years, while loans can be …

How Much Car Insurance Per Month Should You Pay?

Choosing the right car insurance policy is not easy. There are so many factors to consider and most people will need help from a professional to make an informed decision. But if you want to know what your monthly premium should be, then there are some things that you can …

The Advantages and Disadvantages of Credit Cards

Many people are asking themselves if they should get a credit card. It seems like it would be convenient, but the truth is that there are many advantages and disadvantages to having one. Credit cards can provide convenience, rewards programs, fraud protection, and more. However, they also have high interest …

What Mortgage Do I Qualify For?

The mortgage industry is constantly changing and becoming more complex. How do you know what mortgage you qualify for? The mortgage qualification process has become a lot more difficult over the years, with much stricter lending guidelines. There are many different types of mortgage loans available, so it’s important to …

Which Auto Insurance Is The Best?

Which auto insurance is the best for you? It depends on your needs and budget. You’ll want to compare rates and coverage to find the best option for you. Some people prefer to go with a large, national company, while others might feel more comfortable with a smaller, regional insurer. …

Credit Card Vs. Line of Credit

Did you know there is a big difference between a credit card and a line of credit? Most people don’t, or they only understand the basics. In this blog post, we will explore the differences in more detail. We’ll also talk about when it might make sense to use each …

Mortgage Insurance: What It Is, Pros and Cons

Mortgage insurance is a mortgage protection plan that helps pay your mortgage in the event of an unforeseen event such as death, disability, or involuntary unemployment. Mortgage insurance provides coverage for mortgage payments and ensures that homeowners are able to keep their homes if they suffer from one of these …