Penny Stocks: What You Need to Know

If you’re like most people, you have probably heard about penny stocks but don’t know much about them. In this blog post, we will discuss what penny stocks are, how they work, and why you might want to consider investing in them. We will also dispel some of the myths …

Interest Rate Cap Premium

An interest rate cap is a derivative instrument that involves an agreement between two parties. In this agreement, one party assumes the responsibility to pay the other if the interest rate on a variable loan exceeds an agreed limit. The initial contract between both parties sets the timeframe, interest rate …

Is It Worth Reading Financial News?

A recession is a significant decline in economic activity spread across the economy, lasting more than a few months. It is visible in industrial production, employment, real income, and other measures of economic activity. A recession generally occurs when there is a widespread drop in spending (an adverse demand shock). …

What is Credit Monitoring and Why You Should Care

What is credit monitoring? This is a question that a lot of people don’t know the answer to. Credit monitoring is the process of tracking your credit score and reporting on a regular basis. It’s important to keep an eye on your credit score because it can affect your ability …

How Does Refinancing Affect Your Credit Score?

When you are in the market for a new car, mortgage, or personal loan, your credit score is one of the most important factors that lenders will look at. Your credit score is a measure of how risky it is to lend money to you. A high credit score means …

Drawing Account: Definition, Journal Entry, Accounting, Examples, Meaning

Investors invest in a company or business to receive returns in exchange. For companies, these returns come from dividends paid to shareholders. However, other business entities may not use these. For example, sole proprietorships, partnerships, etc., do not pay dividends. Instead, they allow owners to withdraw their profits through a …

Medical Bills and Your Credit Score

Have you ever received a medical bill that was much higher than you expected? You’re not alone. In fact, medical bills are one of the leading causes of debt in America. And if you don’t pay your medical bills on time, it can negatively affect your credit score. In this …

Has Technical Analysis Become More Popular Than Ever?

Technical analysis is a technique that attempts to forecast future price movements by analyzing past price data and market trends. Technical analysts believe that all relevant information about a security is reflected in its price, and therefore believe that studying price changes can provide valuable insights into where the security …