Current Expected Credit Losses (CECL)

Posted on September 13, 2022 By John

Companies may hold various instruments. For each, they estimate the amount they can expect to receive. In most cases, it is the same as the amount calculated under the contract terms. However, it may also differ in some cases, causing a credit loss. Companies must estimate this loss to reach …

What You Need to Know About 760 Credit Score

Posted on September 12, 2022 By Maria Deneuve

If you’re wondering what you need to know about 760 credit scores, you’re in the right place. A credit score of 760 is considered excellent and will allow you to get the best interest rates on mortgages, car loans, and other types of financing. In this blog post, we will …

Hard Money Loans: What You Need to Know

Posted on September 12, 2022 By Maria Deneuve

Do you need money to purchase a new property? Are you having trouble getting a loan from a traditional lender? If so, then you may want to consider a hard money loan. Hard money loans are becoming increasingly popular among real estate investors because they offer fast and easy access …

Marginal Revenue: Definition, Curve, Formula, Equation, Example

Posted on September 12, 2022 By John

In manufacturing, businesses produce an output, which they then sell. The revenue from selling the output is the total amount of money that the business receives from sales. The marginal revenue is the increase in revenue that the business gets from selling one more unit of output. The marginal revenue …

Using Machine Learning to Identify Drivers of Oil Price

Posted on September 11, 2022 By Harbourfront Technologies

Machine learning is a subset of artificial intelligence that deals with the creation of algorithms that can learn from, and make predictions on, data. These algorithms are able to automatically improve given more data. Machine learning is a powerful tool that can be used for a variety of tasks, such …

Bullet Loan: What Is It and How Can You Benefit?

Posted on September 11, 2022 By Maria Deneuve

If you are in the market for a new car, you may have heard of bullet loans. But what are they? How can they benefit you? In this blog post, we will answer those questions and more. What is a bullet loan? A bullet loan is a type of auto …

Does the Fed Put Really Exist?

Posted on September 9, 2022 By Harbourfront Technologies

The Fed, or Greenspan, put is a monetary policy tool used by the Federal Reserve to help stabilize the economy. The name comes from former Federal Reserve Chairman Alan Greenspan, who is credited with using the tool to help stave off a recession in the early 2000s. The Fed put …

Identifying Correlation Risks of Large Portfolios

Posted on September 4, 2022 By Harbourfront Technologies

Correlation is a statistical measure of the relationship between two variables. In trading, correlation is used to identify relationships between different securities. For example, a trader might want to know if two stocks move in the same direction. If they do, they are said to be positively correlated. If they …

Can We Replace Volatility in the Options Pricing Models?

Posted on September 2, 2022 By Harbourfront Technologies

The Black-Sholes-Merton model is a mathematical model for pricing financial options. The model is used to calculate the theoretical value of an option, which is the amount that the option holder would be paid if they exercised the option. The model takes into account factors such as the underlying asset’s …

Pricing Commodity Derivatives Using Principal Component Analysis

Posted on August 28, 2022 By Harbourfront Technologies

Commodity derivatives are financial instruments whose value is based on an underlying commodity. These derivatives can be used for hedging purposes or for speculation. The most common types of commodity derivatives are futures, options, and swaps. Due to their seasonal nature, valuing commodity derivatives requires pricing models that are different …